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Our 2017 forecast as a moderation, as opposed to a slowdown," says Smoke. "The pace of growth is still strong and, for pricing, still represents an above-average level of appreciation." Smoke says we're mostly reverting to normal prices, after years of appreciation as the housing market recovered from its 2008 crash.
Pre-qualification is the initial step in the mortgage process, and it's generally fairly simple. To pre-qualify for a mortgage, you meet with a lender (though the procedure can also be done over the phone or on the internet), and provide information about your assets, income, and liabilities.